This Privacy Policy describes how MyWalletNeedsHelp (“we,” “us,” or “our”) collects, uses, and shares information when you visit our website at mywalletneedshelp.com (the “Site”). By using this Site, you agree to the terms outlined in this policy. If you do not agree, please discontinue use of the Site.

Information you provide directly

We only collect information you voluntarily provide, such as when you contact us through our contact form. This may include your name and email address.

Information collected automatically

When you visit the Site, certain information is collected automatically through cookies and analytics tools, including:

• Pages visited and time spent on the Site
• Browser type and operating system
• Referring website (how you found us)
• General geographic location (country or city level only)
• Device type (desktop, mobile, tablet)

We do not collect your name, email, financial information, or any personally identifiable information unless you provide it to us directly.

The information we collect is used solely to improve the Site and your experience. Specifically, we use it to:

• Understand which content is most helpful to readers
• Improve site performance and user experience
• Respond to messages you send through the contact form
• Analyze traffic patterns to improve navigation and content

We do not sell, rent, or trade your information to any third party for marketing purposes.

This Site uses cookies — small text files stored on your device — to help us understand how visitors use the Site. We use the following types:

Analytics cookies

We use Google Analytics (via MonsterInsights) to collect anonymous usage data. This helps us understand visitor behavior and improve content. Google Analytics does not identify you personally.

Affiliate tracking cookies

When you click an affiliate link on this Site, the third-party provider may place a cookie on your browser to track whether a qualifying action (such as an application or enrollment) occurred. This is standard affiliate tracking and is explained further in Section 4.

Some links on this Site are affiliate links, meaning we may earn a commission if you click through and complete a qualifying action (such as applying for a loan or enrolling in a program) — at no additional cost to you.

Pages containing affiliate links are clearly identified with a disclosure notice at the top of the page, in compliance with FTC guidelines. We only link to services we have researched and can describe accurately and honestly.

This Site uses the following third-party services that may collect data independently under their own privacy policies:

• Google Analytics — website traffic and behavior analysis
• Google Fonts — font rendering (may log your IP address)
• WordPress.com / Automattic — site hosting infrastructure
• Affiliate networks and providers — tracking via links you choose to click

We encourage you to review the privacy policies of these third-party services directly. We are not responsible for the privacy practices of external sites or services.

This Site may contain links to external websites. Clicking those links means you are leaving our Site and their privacy policies apply — not ours.

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to know what personal data we hold about you
• The right to request deletion of your personal data
• The right to opt out of any data collection where applicable
• The right to lodge a complaint with your local data protection authority

Since we collect minimal personal data, most of these rights are straightforward to exercise. To make any request, contact us using the details in Section 9.

This Site is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately and we will take steps to remove it.

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. When we do, we will update the “Last updated” date at the top of this page. We encourage you to review this policy periodically.

Continued use of the Site after any changes constitutes your acceptance of the updated policy.